Israel: The Rise of Financing Offers in the Real Estate Market
A New Strategy to Boost Sales
As real estate demand slows, Israeli developers are adopting innovative strategies to stimulate sales. One of the major trends in 2024 is the rise of attractive financing offers, allowing buyers to benefit from flexible payment plans.
In some regions like Hadera-Harish, over 60% of transactions were completed using these offers, while in Tel Aviv, they account for a third of all sales.
The 20%-80% Payment Plan: How Does It Work?
One of the most popular solutions is the 20%-80% split payment. This system enables buyers to pay only 20% of the property’s price upfront, with the remaining balance due upon completion. This flexibility is particularly attractive to first-time buyers and investors with limited capital.
A Changing Market Despite Recovery
In 2024, the Israeli real estate market recorded 95,000 transactions, reflecting a 5% decrease compared to the multi-year average but a 35% increase compared to 2023, which was considered one of the worst years for the sector.
The southern region stood out with record sales, particularly in December, when 1,106 new apartments were sold on the open market—one of the highest figures since the early 2000s.
What to Expect in 2025?
Despite the sales increase in 2024, experts predict a possible slowdown in 2025. The second half of 2024 has already shown a declining trend in transaction numbers, suggesting a potential cooling of the market.
In this context, developers will likely continue offering advantageous financing terms to attract buyers and maintain market momentum.
Is Now the Right Time to Buy?
With new financing solutions available, 2024 could be a **great opportunity to invest in Israel**. Competitive interest rates, flexible payment programs, and relatively stable prices in some areas make this an appealing time for potential buyers.
For investors and future homeowners, **this may be the perfect moment to take action!** 
